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Rates | Loans | Effective 7/1/2008

 

New & Used Automobile
Up to 24 Mo 4.60% - 12.00% APR* Click to apply  
Up to 36 Mo 4.85% - 12.25% APR* Click to apply  
Up to 48 Mo

5.10% - 12.50% APR*

Click to apply  
Up to 60 Mo

5.35% - 12.75% APR*

Click to apply  
Up to 72 Mo 5.85% - 13.25% APR* Click to apply  
Up to 84 Mo 6.35% - 13.75% APR*
(10% down payment required)
Click to apply  

 

New & Used Boats and RV’s

Up to 24 Mo 5.10% - 13.25% APR* Click to apply  
Up to 36 Mo 5.35% - 13.50% APR* Click to apply  
Up to 48 Mo

5.60% - 13.75% APR*

Click to apply  
Up to 60 Mo

5.85% - 14.00% APR*

Click to apply  
Up to 72 Mo 6.35% - 14.50% APR* Click to apply  
Up to 84 Mo 6.85% - 15.00% APR*
(10% down payment required)
Click to apply  
Up to 120 Mo 7.35% - 15.50% APR*
(Motor Home Only; 10% down payment required)
Click to apply  

 

New & Used Motorcycles, ATV’s, and Personal Watercraft

Up to 24 Mo

5.10% - 13.25% APR*

Click to apply  
Up to 36 Mo 5.35% - 13.50% APR* Click to apply  
Up to 48 Mo

5.60% - 13.75% APR*

Click to apply  
Up to 60 Mo

5.85% - 14.00% APR*

Click to apply  

 

MasterCard Credit Cards

Platinum

8.90% APR - No annual fee

Click to apply  
Gold 10.90% APR - No annual fee Click to apply  
Standard

12.00% APR - No annual fee

Click to apply  

 

Signature

Up to 24 Mo

7.99% - 14.99% APR

Click to apply  
Up to 36 Mo 8.49% - 15.49% APR Click to apply  
Up to 48 Mo

8.99% - 15.99% APR

Click to apply  
Up to 60 Mo

9.49% - 16.49% APR

Click to apply  

 

Furniture, Appliance, & Electronics

Up to 36 Mo

7.50% - 14.50% APR

Click to apply  

 

Farm and Heavy Equipment

Up to 60 Mo

8.00% - 13.50% APR

Click to apply  

 

Stock Secured Rates (50% of Market Price)

Up to 60 Mo

7.49% - 14.49% APR

Click to apply  

 

Home Improvement

Up to 60 Mo

6.00% - 11.50% APR

Click to apply  
Up to 120 Mo

7.00% - 12.50% APR

Click to apply  

 

Unimproved Property (80% Financing)

Up to 60 Mo

7.00% - 12.50% APR

Click to apply  
Up to 120 Mo

8.00% - 13.50% APR

Click to apply  

 

Shares Secured

Up to 60 Mo

2.75% APR Over current share dividend rate

Click to apply  

 

The Annual Percentage Rate (APR) you receive will be based on individual credit worthiness at time of advance and subject to credit approval guidelines. All rates are subject to change. Please contact Credit Union to determine the rate you qualify for.

* Lowest rate listed includes all available discounts. Discounts available on these loan types only and are granted based on services used at the Credit Union. See a loan officer for details.

Risk Based: The following disclosure applies to all Sub-Accounts except the Shares Secured. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your personal credit score. The credit score, which reflects credit worthiness, will be obtained in a report from credit reporting agency CSC Credit Services, a division of Equifax. You have a right to request a free copy of your credit report. To find out how you may obtain a free copy of your credit report, please contact CSC Credit Services at 1-800-392-7816 or via mail at the following address: CSC Credit Services, PO BOX 981221, El Paso , TX 79998-1001

 

 

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281-479-3087

   

 
 
Third Party Link Disclaimer - Lubrizol Employees Credit Union (LECU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of LECU. LECU cannot attest to the accuracy of information provided by the linked sites. Linking to a web site does not constitute endorsement by LECU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union's site are not bound by the LECU Website Privacy Policy. The calculators provide estimates only. Click here to read our privacy policy. *By requesting this offer LZECU will extend your final loan payment by one (1) month for monthly term loans; bi-weekly term loans will be skipped two (2) bi-weekly payments only. Also, interest will continue to accrue on all loans affected by this program which may further cause the maturity date on each loan to be extended. MasterCard, home improvement and unimproved property loans are not eligible for this offer. **APR=Annual Percentage Yield. Offer good through November 15, 2008. Loan is subject to credit approval and qualifying criteria. Contact a loan officer at 281-479-6651 for details.