Get behind the wheel of an incredible deal with an auto loan from LZECU!

carWhether you're in the market for a new or used vehicle or looking to save some money by refinancing, LZECU offers the same competitive rates and personalized terms.

  • 100% Financing - We’re here with the help you need – offering up to 100% financing on new, used and refinanced vehicles!
  • Flexible Terms - We tailor the term of your loan to give you a monthly payment that fits, with terms up to 84 months.
  • Hassle-Free Payments - Set up direct payment from your LZECU account and never worry about late payments, stamps or other headaches again!
  • No Hidden Fees - We’ll never charge you hidden fees. Our auto loans have no set-up fees and no prepayment fees. 


Offering Our Members More Than Just an Auto Loan

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Auto Calculators

Car Loan Calculator: Determine your car budget based on your targeted purchase price or monthly payment.

Dealer vs. CU Financing: Determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

Car Loan Dealer vs. CU
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Auto Buying Center

When it comes to car buying we know you can use all the resources you can get. Here you can get more information on benefits such as Extended Warranty, GAP Coverage and Vehicle Inspections. Also take advantage of tools like our Preferred Dealer's List, Car Builder and NADA Guide to make sure your new car matches it's value. 

Find out More! 
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Certified Guidance

Have questions about your credit report or how to get the best deal on your next car? Through our partnership with BALANCE you have free access to have all of your questions answered by a  Certified Financial Counselor over the phone. Learn more from all the resources right on their website. 

Learn More 

Auto Insurance

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Your credit union membership can result in auto insurance savings!

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto Insurance Program.

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149. 

Payment Protection

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Credit Life & Credit Disability

With optional Credit Life and Credit Disability Insurance, your loan may be paid off or your monthly notes paid if you die or become disabled due to a covered illness. The cost of coverage is conveniently included in your monthly payments, and benefits are paid even when other insurance is in force - helping to reduce financial risk for you and your family. Ask Emma or Elizabeth how to sign up for your coverage.

Apply for an Auto Loan Online.

Or you can give us a call at 800-477-LECU, or stop by our branch location to apply for your auto loan today.Apply Now