Unimproved Property for sale sign

As real estate prices continue to rise year after year, investing in raw land may be a wise financial decision. You may hold onto the land for future development or look to sell the land as the property’s value increase. With great rates and options you can't go wrong!

  • Up to 80% financing available 
  • Term options up to 15 years
  • No prepayment penalties
  • Arrange for automatic payments

Apply for an Unimproved Property Loan Online

 Apply NowHave questions? Call us at 800-477-LECU, email us, or stop by our branch location.

Home Improvement 

Everyone has their own vision of what the perfect kitchen, bathroom, and backyard looks like. Make your vision of the beautiful counter-tops, appliances and backyard oasis a reality with a home improvement loan. Not only will you be fulling your vision of a dream home but you'll also be building equity in your property. 

Apply for your Home Improvement Loan Online

Apply NowHave questions? Call us at 800-477-LECU, email us, or stop by our branch location.

Home Buying 101
happy family

You know what you're looking for in a new home, but do you know what to look for in a mortgage loan? We know that the journey to a new home often comes with twist and turns and that's why we have partnered with BALANCE to be able to guide you in the right direction. You can talk to a certified financial counselor to help you figure out where to start and everything beyond, answering any questions you may have.



Talk to a counselor

Certified Financial Counselors are standing by to answer your questions. Call them at 888.456.2227.

online Library

Visit the BALANCE online library of educational resources like articles, videos, podcasts and more.

online calculators

Take the guess work out of the equation with our mortgage calculators.



Our home mortgage partner, CU Member’s Mortgage can help you get the home of your dreams.

  • Fixed-Rate Mortgages with terms up to 30 years
  • 5/1 Adjustable Rate Mortgages
  • FHA Loans
  • Federal VA Loans
  • Pre-approval available
  • Online application


    Apply for a Mortgage Loan Online

    Apply for your Home Mortgage through our home mortgage partner, CU Member’s Mortgage.  Simply click on the link to get started!Apply Now 

Speak to a Mortgage Loan Officer

Don't hesitate to call CU Member's Mortgage with questions about rates or your mortgage loan.  CALL 1-800-607-3474 Monday thru Friday 8 am - 5 pm or by email to southwestcu@homeloancu.com.