element. your life. your money.

Managing money at any age is difficult, so the earlier you can start learning about it, the better.

The elements(lzecu) Club Account

  • Exclusively for members 13-22 years old 
  • Free checking account at age 16 with parent as joint owner
  • Savings Dividends paid Quarterly on a minimum balance of $25



Education Center

Your Accounts

Teens And Money: Checking and Savings Account "" Money Saving Apps

teen on phone


Understanding a Check and Balancing a Checkbook

writing a check


Your Credit

  What Makes Up the Score?

Your FICO score

How to Build Credit

good credit

Your Credit Report



Planning Ahead


Understanding Different Types of Student Loans student loans sign



How to Avoid Student Debt 

piggy bank


Identity Theft



Contact us online or call us today at 1-800-477-LECU

For questions about opening your element account Apply Now