Your key to LZECU membership
Your savings account is the foundation for a smart financial plan and future. No matter how much you have in your savings account, your savings account represents your “share” of our nonprofit financial cooperative opening the door to all the benefits of being a valued LZECU member.
Get started with a $5 deposit and benefit from:
At LZECU we want to see our members overcome life's financial curve-balls which is why we offer a variety of FREE options, from do-it-yourself online calculators to certified financial counseling through Balance.
It's all at your finger tips to help conquer your goals.
Setting Savings Goals
Goal setting may not be exciting and fun, but it helps you to save for fun things, as well as important things such as an emergency fund or retirement. You could just wait and see what is left over at the end of the month after you pay your bills, but since it is easy to get in the habit of spending what you make, you may wind up having no savings if you take this approach. Put your goals in action using the Savings Goal calculator or develop an action plan with a certified counselor.
Most parents have already heard the bad news: a college education has never been more expensive. Many, in fact, are still paying off their own student debt and would like their children to avoid that burden. The good news is that there’s a lot parents can do to help their children and make the costs of college more manageable. Use the College Calculator to set your own plan or talk to a certified counselor to explore all your available options.
Home Budget Analysis
The first step toward cutting expenses is to make a budget, so you know exactly where your money is going. Start with major categories, like rent or mortgage, utilities, transportation, meals, clothing, and entertainment. Then break it down even further to learn just how much you pay for pricey lattes and snacks. Use the Home Budget Calculator for a quick overview or review your current spending patterns and let a certified counselor create your new spending plan.