INSURANCE SERVICES

GAP Advantage Insurance

We offer GAP Advantage Insurance on all auto loans at a rate that is almost always significantly lower than dealerships. In the event of a total loss, your insurance will only pay the market value of your vehicle. This amount, in many cases, is not enough to payoff your auto loan and will leave you responsible for the remaining balance. Gap Advantage is a valuable asset that covers what the insurance won't in the event of a total loss.  Make sure you're covered and have peace of mind.

Extended Warranty Insurance

Car repairs can be expensive and inconvenient! You may think it’s too late to get an extended warranty for your vehicle, but the good news is that LZECU offers comprehensive, extended mechanical coverage on most new and used vehicles. You may even add the cost of the warranty to your LZECU auto loan.

Credit union extended warranty plans provide the same type of coverage, but ours usually cost HUNDREDS of dollars less than profit-driven, dealer warranty plans! With three levels of coverage to choose from, one is sure to be a fit for your needs! All plans include:

• 24-hour roadside assistance
• Rental Car Reimbursement
• Trip Interruption Coverage
• Manufacturer’s Deductible Reimbursement

Auto Insurance

You may be paying too much for auto insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on auto insurance—maybe hundreds of dollars too much? 

LZECU members may qualify for discounts on auto insurance through the TruStage™ Auto & Home Insurance Program. You could save big, and it could be simple to switch carriers—without losing any money. 

TruStage offers a powerful mix of savings and popular, member-friendly benefits:

• Savings for credit union members
• Access to nationally recognized companies
• Friendly service with extended hours

It’s simple to get a free quote today. Don’t wait to see how much you could save.

Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. © TruStage

Credit Life and Credit Disability

With optional Credit Life and Credit Disability Insurance, your loan may be paid off or your monthly notes paid if you die or become disabled due to a covered illness. The cost of coverage is conveniently included in your monthly payments, and benefits are paid even when other insurance is in force – helping to reduce financial risk for you and your family.

TruStage™ Home Insurance Program

There’s no place quite like the place you call home.

You work hard to give your family a home and the treasured memories that go with it. Help protect them with the TruStage™ Home Insurance Program.

What’s covered?

Home Insurance could help cover damage or loss due to fire, weather, theft and more. And it helps protect you from liability if an accident happens on your property.

What are the advantages?

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:*

• Potential savings for credit union members
• Discounts for multiple policies
• 24/7 claims, even on holidays
• Inflation protection
• Temporary housing assistance when you need it

Get a free quote today and help make sure the place you call home has the protection it deserves.

A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

 *Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage

Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*

Your $2,000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of LZECU, is now available for you to claim.

As a member of LZECU, you have received $2,000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.  

Again, it costs you absolutely nothing—only a few minutes of your time—to get $2,000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Register here or call toll-free 1-888-888-3942.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage

Coverage designed to help protect your family.

You’ve always done what’s right for the ones you love. Taking steps to help make sure they’re financially covered if you’re no longer here is one more way to show you care.  

What’s covered?

TruStage™ Life Insurance provides money your loved ones could use to help pay mortgage or rent, day-to-day bills, medical and funeral expenses — whatever is needed most if you’re not there.

What are the advantages? 

TruStage helps you to compare insurance and explore your options — so you could make the right choice for your family.

• Compare Life Insurance options
• See instant quotes based on your budget and needs
• Apply online or over the phone

Give your family a sense of security starting today.

Get an instant online quote, or call 1-844-337-5830 and talk to a licensed agent.

 TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

The money you place in your Credit Union deposit accounts is federally insured up to $250,000 by the National Credit Union Administration (NCUA). Get more details, estimates and view FAQ . learn more